500 N. Central Expressway, Suite 110

Plano, TX 75074, USA

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What are Cash Discount Programs?

January 10, 2018

And how exactly does it stop merchants from paying fees?



The Cash Discount Program is a way for you the merchant to offset your merchant service fees without increasing your overall rates. It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.  Just about any business that accepts credit cards can benefit from Merchant Club of America's program. From auto repair shops and daycare centers to retail establishments and professionals like doctors, attorneys and architects.


From NBCNews.com…Visa, MasterCard in $7.3 billion settlement over credit card fees. Plaintiffs attorney Martin Lueck, chairman of the executive board of Robins, Kaplan, said the allowed “surcharge” is actually a pro-consumer provision of the settlement. “Really it’s a discount that the merchants are now allowed to offer for the less expensive form of payments,” he said. He also said merchants would for the first time be allowed to disclose how much it costs them to accept credit cards.


From Washington Post...Judge Approves Visa, Mastercard $5.7 billion settlement with retailers. “It will reduce the fees and overall prices that consumers pay, which is good for merchants and consumers,” said Patrick J. Coughlin, one of the merchants’ attorneys and senior trial counsel at Robbins Geller, Rudman & Dowd. “There will be more transparency in the pricing.”


Thousands of merchants are already using Cash Discount programs from Merchant Club of America, and more are signing on every day. Gas stations have been using this program in the US for over 15 years. In addition, many national, state and local governments like the DMV, IRS, Post Offices, Schools and Courts use the cash discount program and new federal regulations now allow merchants to reclaim their fair share of processing fees.


And here is the fun part: We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.


Just give us a call and one of our representatives will help you get started.  Call us at 1-877-771-0248 or fill out the form below:

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